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Client Testimonial:

As an owner of a wholesale carpet company who deals mainly with realtor referrals of people buying, selling or renting homes, I observe many problems and delays due to poor handling by mortgage lenders.

Loan Options kept coming up as being the one company that my customers continually complimented. When the time came for me to choose a lender for my refinance, the choice was easy. Sam June and the rest of the staff treated me the same way I treat my customers—the best service possible with the lowest possible price…always putting me first.

The experience was quite exceptional, and this is from someone who has owned 8 houses in the past. In fact, the experience was exceptional, that when my son and daughter-in-law bought their first house, there was never any doubt but to give Loan Options their business. They had the same experience with Loan Options, and they also refer people to them.

Shelly Zeiler
Lake Forest, CA





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Home Equity Loans (HELOC) Frequently Asked Questions (FAQ)
Loan Options Network

Do you have a balance on your credit cards or any consumer debt that you aren't getting any tax advantage from? *

Do you have any equity in your home?

Even if you have no equity in your home, there may be a debt consolidation loan that will work for you.

The popular beliefs are that you should not put a second loan on your home. If you have no other outstanding debts, that may be correct. However, your home is an asset that can be used to leverage other debts that you may have to help your cash flow or create tax savings*

Below is an example of how a debt consolidation loan works:

Current Balance Current Payment New Payment/Balance
Credit Card Balance: 12,000 300.00 0.00
Auto Loan: 15,000 345.43 0.00
Personal Loan: 6,000 255.42 0.00
Debt Consolidation Loan 0.00 0.00 328.63
33,000 900.85 328.63 **


As you can see, your cash flow savings would be $572.22 per month. This would not include any tax savings* that you might also realize. Call us for more details and options or APPLY NOW!

* See a tax advisor regarding deductibility and your specific savings.

** Debt Consolidation loan example is based on a $36,000 loan amount with an interest rate of 7.25% with a 15 year fully amortized term. A.P.R. 8.37% Actual rate may vary. Payment amount may be higher or lower depending on applicable interest rate. Example of current monthly payments based on payment terms ranging from 48 to 360 months including interest rates from 7.5% to 20% on the average outstanding balance.


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